Here are 3 surprising stats that will make you want to retire as early as possible — are you waiting too long?
We adhere to strict standards of editorial integrity to help you make decisions with confidence. Some or all links contained within this article are paid links. For many, retiring early is a dream. Roughly 59% of American adults surveyed by YouGov in 2024 [1] said they would like to retire before the age of 65. […]
Drowning in student costs? Here’s how the right credit card can save you money — and protect your financial future
Picking the right credit card as a Canadian university student is the first step in building good credit and a great way to reap benefits like cashback rewards. To help, here are eight easy tips when choosing a Canadian student credit card. How do student cards differ from other credit cards? Student credit cards are […]
My dad ‘gifted’ me $50K for a down payment on my first home — but now he suddenly wants the money back. Do I upset my family or risk losing the house?
Ines and Fran are both in their late 20s and have been saving to buy a house for years. To help them reach their goal, Ines’s dad offered them $50,000 to put toward a down payment. He said it was a gift, and just wanted to see his daughter and her partner start their family […]
I was laid off at 61 and got approval to start Social Security in a few months — now I’ve been offered a high-paid job. Should I crawl back to work?
John, 61, is set for retirement. He was approved for Social Security, and then, just before he was about to give his notice, was laid off by his employer, an added bonus that meant his severance would cover him until the month his Social Security checks start. The only catch is that as he’s not […]
‘Do I kick my mom out?’ LA realtor is in a tight situation after letting his mom live rent-free for months. The Ramsey Show has some tough advice
Wesley, a real estate agent from Los Angeles, California, called in to a recent episode of The Ramsey Show with a heart-wrenching dilemma. His mother hasn’t paid rent in five months on a property he owns, and his savings account is slowly draining. He isn’t sure what to do, but he’s considering asking her to […]
Health-care costs for Canadian families climb to $19,000 in 2025, Fraser Institute warns
A Canadian family of four will pay an estimated $19,060 in public health-care costs this year, according to a new report from the Fraser Institute. The think tank says the figure reflects the real burden households shoulder through taxes, even if Canadian health care services are ‘free’ at the point of use. The report, released […]
Most Americans think 63 is the perfect age to retire — but they’re dead wrong. Here’s the big number to bet your retirement on instead
When it comes to retirement, timing is everything. If you leave the workforce too early, you could increase the chances of outliving your savings. And if you retire too late, you may find yourself more exposed to age-related health risks with less time to enjoy your golden years. Trending Now Thanks to Jeff Bezos, you […]
US workers’ sense of financial security regresses to 2024 levels, says BofA survey. Why so many have lost their confidence — and what to do about it
U.S. workers are becoming increasingly concerned about their financial health, according to a Bank of America Workplace Benefits Report. Of the 1,000 respondents polled by BofA, 47% full-time workers reported having a sense of economic well-being, down from 52% at the start of 2025 [1]. Trending Now Thanks to Jeff Bezos, you can now become […]
Lifestyle now, retirement later? Why nearly half of Canadians are delaying their future — and 3 tips to help you avoid this costly mistake
As inflation continues to squeeze household budgets, nearly half of non-retired Canadians (46%) are choosing to spend on their lifestyle now rather than save for retirement — a decision rooted in both necessity and a growing "life’s too short" mindset. Why it matters: A 2025 IG Wealth Management survey reveals that debt and rising living […]
Seniors staying put is fuelling Canada’s housing crunch for first-time buyers
Across Canada, a growing number of seniors are choosing to age in place, and their decision to stay in family-sized homes is tightening the already strained supply of housing available to first-time buyers. The Canadian Press reports that homeowners aged 75 and older are listing their homes far less often than they did in previous […]