I’m an artist who makes $80K/year — but major home repairs have depleted my emergency savings. Should I pause my retirement contributions to rebuild my emergency fund?
Aside from saving for retirement, one of the best things you can do with your money is build an emergency fund. Life happens, and a designated stash of cash can come in handy when you’re suddenly hit with a major car repair or a medical emergency. Take Kerry, for example. Kerry, a self-employed artist that […]
Here’s the 1 surprising thing that happens when you draw down your 401(k) to boost Social Security — shrewd move or bonehead choice?
We adhere to strict standards of editorial integrity to help you make decisions with confidence. Some or all links contained within this article are paid links. On paper, drawing down your 401(k) to delay Social Security benefits seems like a clever maneuver. After all, the monthly benefit check grows larger for every year that you […]
Owner of 175-year-old farm left in ‘shock’ as New Jersey town tries to seize the land for affordable housing — and now the USDA chief is involved. Who do you side with?
We adhere to strict standards of editorial integrity to help you make decisions with confidence. Some or all links contained within this article are paid links. Andy Henry and his brother Christopher own a 21-acre farm in Cranbury, New Jersey — land their maternal great-grandfather purchased in 1850. But after 175 years of family ownership, […]
Seattle woman charged with robbing 8 banks in a year-long spree took ‘great pride’ in her exploits, authorities say — and it may have been her undoing
In our modern era of advanced technology and sophisticated security systems, one might think that successfully robbing a bank — let alone multiple banks — would be virtually impossible. Yet remarkably, a Seattle woman managed to evade authorities while committing eight bank robberies during a yearlong crime spree before law enforcement finally apprehended her. “She […]
Here are the top 5 signs you should retire earlier than you think — no matter where you live in Canada
For many Canada, the magic number for retirement is $1.54 million according to a BMO survey, and the standard retirement age in Canada is 65. In other words, most people are trying to get into the seven-figure club by the time they reach their 60s. But you could be on track to retire earlier than […]
Nashville man, 22, making between $30,000 and $90,000 per month day trading — and with time and money abound, he’s keen to dive into real estate investing too. The Ramsey Show weighs in
After leaving college with a finance degree, Zack, from Nashville, Tennessee, started day trading professionally. He’s excellent at his chosen profession, netting between $30,000 and $90,000 every month. But day trading doesn’t take up all of his time and he wants to branch out into the world of real estate investing. Don’t miss Thanks to […]
‘This is not biblical’: Oklahoma man turns to Dave Ramsey after saying he was instructed to invest in the church over saving for retirement — and Ramsey’s answer may surprise you
It’s natural for some people to want to be as charitable as they can afford. But at what point do we stop helping ourselves and invest in others? Daniel from Oklahoma wrote to The Ramsey Show to explain a dilemma he was having. He claimed his church told its members not to focus on investing […]
This Cincinnati woman thought she’d bought a dream home — but it immediately turned into a ‘$20,000 problem’. How to protect yourself from house flippers
When Kellen Mullen toured what was advertised as a move-in-ready flip, she was sold on the glossy new kitchen, sparkling bathrooms and fresh paint. “It had a new kitchen; it had new bathrooms; it was freshly painted,” Mullen told WCPO. But within days of moving in, her dream home began to unravel. Don’t miss Thanks […]
‘Does she feel like a winner to you?’: Salt Lake City man says his girlfriend, 26, doesn’t want to work — because her parents completely fund her life. What The Ramsey Show says about that
It’s not all that uncommon to focus on full-time studies while attending college. After all, many college students are often fresh out of high school and are still teenagers when their college studies begin. Focusing on work and building a career isn’t exactly something these students need to prioritize, at least not for a few […]
This Arizona renter says he was fined a stunning $4,000 for leaving negative reviews about property — but is that even legal?
When Adrian Paull and his wife moved into a Scottsdale, Arizona condo last year, they expected a short-term rental to serve as a comfortable landing pad while they searched for their next home. Instead, they say they found black mold and unfinished repairs. After posting honest online reviews, they were also served a surprise bill […]