I’m 62, ready to retire — but wondering if I’ll be penalized on my capital gains when I start cashing in my nest egg. The secret to turning capital gains into tax-efficient retirement income
Tax strategy should be top of mind when it comes to drawing down your retirement account. If you’ve held stocks in your retirement portfolio for a long time, you may be looking at significant gains. Those long-term capital gains could play a big role in your retirement finances — and a positive one. Don’t miss […]
Ron DeSantis just signed stunning bill that makes gold, silver legal tender in Florida — says residents now have ‘financial freedom’ to ‘protect’ against US dollar plunge. Do you own any?
We adhere to strict standards of editorial integrity to help you make decisions with confidence. Some or all links contained within this article are paid links. Gold and silver have served as trusted mediums of exchange for thousands of years. While the U.S. — like much of the world — now relies on fiat currency, […]
Retiring soon? Not so fast. Here are 3 serious retirement risks that older Americans often forget about — and how to deal with them ASAP
Planning for retirement is something that’s best to do throughout your career, not just when you’re approaching that milestone and have a year or two left to work. Only half of Americans have tried to calculate how much money they’ll need in retirement, according to a 2024 survey by the Employee Benefits Research Institute (EBRI). […]
‘Liberating these buildings from its dark past’: Developers spent $64 million turning this Virginia prison — originally commissioned by Theodore Roosevelt — into a 165-unit apartment complex
Would you choose to live in a prison? You might — if it had been converted into a community of well-designed apartments with a club house, swimming pool, green spaces, restaurants, retail shops and even a preschool. That’s exactly what was done to an old prison in Lorton, Virginia. Don’t miss I’m 49 years old […]
I’m 25 and ready to move out but can’t afford a deposit. My parents had promised they’d return the ‘rent’ I paid them over the years, but then they put it into my dad’s 401(k). What do I do?
Renting a home is not cheap. In fact, Zillow puts the average monthly cost of rent at $2,100 nationally. Let’s say you’re in your mid-20s and looking to rent a townhome for more space and a sense of independence. The catch? You have to fork over $5,000 in advance for two months’ security and additional […]
Americans are now abandoning these once-coveted California cities, according to a new study. Here’s why — and the hot spots where they’re headed instead
It’s no secret that California’s golden glow has started to dim for many residents. The latest PODS Moving Trends Report reveals a mass migration as people pack up and move out of the Golden State, with seven cities being hit especially hard. The reasons? Soaring housing prices, crime concerns, tax burdens, and the dream of […]
I’m 66 years old, retired, and I own a comfortable house in Fort Worth. I have $143,000 in cash that I’d like to invest for my retirement — what should I do with it?
We adhere to strict standards of editorial integrity to help you make decisions with confidence. Some or all links contained within this article are paid links. A comfortable home and a healthy nest egg are crucial for ensuring financial security in retirement. With $143,000 in cash, it’s important to avoid letting it sit idle, as […]
Dave Ramsey told podcaster Theo Von about the ‘secret sauce’ for those who want to join the millionaires club. Here’s how to do it — even if you don’t have a six-figure income
We adhere to strict standards of editorial integrity to help you make decisions with confidence. Some or all links contained within this article are paid links. Dave Ramsey has shared some sage advice for Americans striving for entry into the millionaire club: stick to your plan and be process-oriented to grow your nest egg. Speaking […]
‘Buyers need to be aware’: North Carolina homeowners upset over half-built homes deteriorating for months in their new developments — how to avoid buying into a permanent construction zone
When Alex Oleksy and his young family moved into an unfinished subdivision in Mooresville, North Carolina, he looked forward to peace, quiet and beautiful surroundings. He got quiet all right. Eerie quiet. And the view? Half-built homes with fraying housewrap, rusting construction materials and other eyesores. It’s like a subdivision ghost town. Don’t miss I’m […]
Seniors are feeling insecure about Social Security — what’s fueling retirees’ fears and what they can do to protect their finances in times of uncertainty
We adhere to strict standards of editorial integrity to help you make decisions with confidence. Some or all links contained within this article are paid links. Retirees are anxious about the future of Social Security as they navigate extreme market volatility and high levels of policy uncertainty. Even some House Republicans are concerned — breaking […]