Warren Buffett once said ‘money has no utility’ to him. Here’s the personal asset he prizes above all others — and how you can take advantage of it
This article adheres to strict editorial standards. Some or all links may be monetized. Known for his savvy investments and sharp wit, billionaire Warren Buffett is also celebrated as one of corporate America’s great philosophers. In a 2016 interview on Bloomberg’s The David Rubenstein Show, the Berkshire Hathaway chairman, worth over $145 billion according to […]
Here’s the top financial strategy by income in America — $50K, $75K, $100K-plus. Are you taking full advantage?
Most financial advice is one-size-fits-all. But the skills that help you survive at low-income could be holding you back if you successfully climb up the income ladder. If your financial playbook isn’t constantly evolving or tailored to your current circumstances you could be sabotaging your progress without noticing it. Must Read Thanks to Jeff Bezos, […]
I have $25K in credit card debt and no savings — friends say I should make minimum payments and focus on building an emergency fund. Are they right?
Credit card debt in America is at an all-time high, hitting $2.21 trillion in the second quarter of 2025, according to the Federal Reserve. By July, the average American owed $6,492 on credit cards. (1) And that’s just the average. Many struggle with much higher balances. Take Alice, for example. Must Read Thanks to Jeff […]
Locked out of opportunity: 59% of new Canadians say credit barriers are holding back their future
According to a new TD Bank survey, 59% of new Canadians who have applied for credit believe they would have a better living experience if they had improved access, and 79% say it’s difficult to build credit history in Canada (1). The poll focused on people who have arrived within the past five years, a […]
A Florida pro golfer made big money — and still ended up $300K in debt. Ramsey Show co-hosts say 2 smart moves could help him out of the rough
On the outside, Scott from Orlando, Florida, looks like he’s living the dream. He’s got an MBA, a career as a professional golfer and the kind of life most guys would trade for in a heartbeat. But when Scott called The Ramsey Show, he pulled back the curtain on a very different reality: he’s drowning […]
The number of Americans filing for unemployment benefits has hit the highest level since 2021 — what it may be signaling about the US job market
The number of Americans filing for unemployment benefits during the first week of September rose to 263,000, according to the Labor Department. (1) That marks the highest level since October 2021 — and nearly 30,000 higher than economists predicted — signaling growing pressure in the labor market. Unemployment benefits are temporary payments provided to eligible […]
New scam targeting airline passengers, results in a reported “influx” of fraud. How it works and why your baggage tags are key
“Toss your bag tags at home!” was the subject line of a recent Reddit post by someone who claimed to know their risks as a Delta Airlines baggage claims manager. They warned that Delta is “getting an influx of fraudulent claims” where scammers use the information from discarded airline baggage tags — the adhesive ones […]
Trump’s ‘big beautiful bill’ includes key changes to student loan repayment plans — when they take effect and will they be more or less forgiving
Few things take the shine off a hard-earned degree like a mountain of student debt. And millions of Americans are feeling the weight: The Education Data Initiative says more than 42 million borrowers owe a staggering $1.77 trillion dollars in student loan debt, with the average individual balance topping $38,000. Many of those borrowers may […]
‘The goalposts have shifted’: More Americans than ever are worth $1M — but many still feel broke. Why being a millionaire doesn’t cut it anymore
For a long time, becoming a millionaire was equivalent to being rich enough to do just about anything. “The word ‘millionaire’ once implied automatic affluence,” says Ashton Lawrence, an adviser at Mariner Wealth Advisors in Greenville, South Carolina. “The goalposts have shifted. It’s still a meaningful milestone, but for most people it’s no longer enough.” […]
I’m 65 and itching to retire but I only have $500K in savings. I want $2,000 in monthly income on top of my Social Security — how can I swing this?
Wanting to retire but not having enough money to do so comfortably is a common dilemma. According to the Schroders 2025 US Retirement Survey, 53% of preretirees worry about outliving their savings (1). Let’s imagine Darren is in this situation. At 65, he earns $70,000 a year, has $500,000 in his 401(k) and wants to […]