Only 21% of Americans know their ‘full retirement benefits’ age — but a new bill in Congress could finally clear up the confusion. Do you know yours?

Almost 58 million Americans age 65 and older receive benefits from Social Security. (1) And with data from Vanguard putting the median 401(k) balance hovering around $95,000, Social Security is the main source of income for millions of older Americans. (2) That’s why understanding exactly when you qualify for your full benefit is crucial. Yet, […]

‘Meager’ Social Security bump for 2026 sparks fury among recipients, experts — why COLA will ‘hurt’ US seniors next year (and how to respond)

They may call it COLA, but many seniors say there’s nothing sweet about the Social Security Administration’s (SSA) cost-of-living adjustment for 2026. The SSA’s 2.8% cost-of-living adjustment (COLA) increase, announced on October 24, falls short of the current rate of inflation — which is what it’s supposed to help offset for those collecting Social Security […]

$30K to name your baby, $200/hour for a ‘pet nutritionist’ — niche consultants are making bank off the wealthy. Silly spending, or real investment?

Inside the world of ultra-specific consultants What some consider frivolous spending, others might see as an investment that will boost their chances of perpetuating wealth. But are baby-naming services, sorority rush consultants and pet nutritionists really smart ways to spend money to maintain social status, or are these spending habits driving people into debt? Must […]