Smart car shopping in retirement: What to consider before buying a vehicle on a fixed income — from budget tips to choosing the right features for your lifestyle
You’re enjoying your retirement years, taking the occasional road trip to spend time with friends and family. But your car has seen better days — nearing the end of its life at 200,000 miles. Since you haven’t purchased a car in a long time, you may be surprised at how much vehicles have changed — […]
Dave Ramsey ranted about 3 ‘illogical’ money mistakes North Americans make that ‘baffle’ him — here’s how you can avoid these common financial errors
Across 32 years of giving people financial advice on the airwaves, Dave Ramsey has probably seen it all. But on an episode of The Ramsey Show earlier this year, he called out financial mistakes callers frequently make as being “Dumb! Really dumb!” He added: “These things baffle me, that’s why I’m hitting them,” he said. […]
Are you willing to spend $20,000 or more on a dog? Here are 15 of the most expensive dog breeds in Canada
My dog lives like a king. And he’s grown accustomed to this lavish lifestyle. From the time I purchased him from a breeder ($1,000), to expected and unexpected vet bills, grooming costs and an extensive (and impressive) wardrobe, let’s just say that I’m glad that I started budgeting for him well before he came into […]
Feed your fur-baby the best! Here’s a comprehensive guide to Canadian-owned/made pet foods
Trump’s tariff trade wars are all over the news, and you’re determined to shop Canadian. Well, you’ll be happy to hear that your furry family members can do their part. We’ve put together a comprehensive list of Canadian pet food brands that make it easier to make the switch. To be considered for this list, […]
Hardly any Canadians are properly reviewing their paycheques
For a lot of Canadians, payday doesn’t hit like it used to. However, not properly noting the necessary deductions off your paycheque certainly doesn’t help either. A new H&R Block survey revealed only 13% of Canadians are taking note of paycheque deductions for taxes, insurance and pensions. “We don’t typically learn about how to interpret […]
Should you aim to die with zero? More Canadians gifting inheritance early and enjoying money now
Maybe you’ve heard the saying “shrouds have no pockets?” It means you can’t take your money and possessions to the grave. It’s a dark but real concept US businessman Bill Perkins, author of Die With Zero, is a big proponent of. The idea is that once you have saved enough to fund your retirement and […]
8 pawsome ways to save on pet care costs
Pets change our lives for the better, and not just because they’re fuzzy, tail wagging bundles of unconditional love. According to the Human Animal Bond Research Institute (HABRI), pets foster connection and community, encourage mindfulness, focus and healthy habits and support resilience and recovery. But, pet parenthood gets expensive when you factor in food, vaccinations […]
US budget deficit surges past $1 trillion less than halfway through the fiscal year — how this can reflect on your finances
The U.S. budget deficit surged past the $1 trillion mark in February, less than six months into fiscal year 2025. According to the Department of the Treasury, the federal government so far has spent a $1.15 trillion more than it has collected since October. That’s about $318 billion more than in the same span last […]
My brother needed grocery money for a few months, so I lent him the cash. He paid me back, but now he’s short again. Should I keep lending him money? Here’s how to offer a ‘responsible’ loan
A few years ago, your brother borrowed money to help pay for groceries for several months, and paid you back. But now, he finds himself short of cash again and you’re not sure whether you want to lend her more money. Wanting to help out a friend or family member when they’re in a financial […]
Is homeownership still a pipe dream? Home affordability slipped further in 12 of 13 major markets, report shows
While the Bank of Canada interest rate has dipped over the past few months, home affordability slipped further in January, as rising prices raised the income needed for a mortgage in 12 of 13 major markets, according to a report by Ratehub. This marks the second month in a row where affordability declined. Prior to […]