I’m almost 50 and don’t have enough retirement savings. What should I do? Don’t panic. Here are 6 solid ways you can catch up
This article adheres to strict editorial standards. Some or all links may be monetized. Retirement planning is often seen as a distant concern — until it isn’t. In a recent post on X (formerly known as Twitter) that went viral, a 49-year-old confessed to having $0 savings for retirement and only $900 in their bank […]
Trump takes Halloween? Tariffs cost California business owner an extra $800K to stock spooky supplies, as US families’ costume budgets creep up
The Halloween industry is suffering from a scary surprise this year: tariffs. Around 90% of Halloween costumes and products contain at least one component from China, according to the Halloween and Costume Association, an industry group (1). So, the 30% import tax on Chinese goods is putting upward pressure on prices for Halloween shoppers (2). […]
The IRS is offering tax relief to drought-stricken farmers — but will it be enough to keep America’s food prices from climbing even higher?
Drought conditions across the U.S. have hit farmers and ranchers hard — and the effects could soon show up at the grocery checkout. The IRS recently announced tax relief for farmers and ranchers who have been forced to sell or exchange livestock as a result of drought conditions. (1) Must Read Thanks to Jeff Bezos, […]
1 in 4 new car trade-ins are now ‘underwater’ — a 4-year high as more owners drag major debt into new buys. Here’s how to avoid drowning in auto loans
A growing share of car owners are underwater on their auto loans, reports the car-buying resource Edmunds. Must Read Thanks to Jeff Bezos, you can now become a landlord for as little as $100 — and no, you don’t have to deal with tenants or fix freezers. Here’s how Dave Ramsey warns nearly 50% of […]
Florida woman makes $5,600/month but $3,100 of it goes toward her mortgage — and now she’s drowning in debt. The Ramsey Show say she has just 1 option
When your mortgage consumes most of your take-home pay, every bill becomes a source of stress — and every month feels like survival mode, not financial progress. Lacey from Jacksonville, Florida called in to the Dave Ramsey show with this exact problem and wasn’t sure what to do next. "I purchased my home for around […]
New father, 20, overwhelmed by $32K student debt and $21K car loan, fears bankruptcy — here’s the 1 thing Dave Ramsey says he can do to avoid it
If you’re deep in debt, at what point are you actually bankrupt? Before declaring bankruptcy, you have a few options to consider first. John, a 20-year-old from Nashville, is overwhelmed with debt. “I’m in so deep debt … to the point where I think I’m going to have to go bankrupt,” he told The Ramsey […]
I spent my 20s aggressively saving, but now at 35, I feel like I missed out on having a life. Did I mess up — and how do I find a better balance now?
Picture this: Laura has always been a planner. She has diligently kept her focus on her future, and saving every penny was a big part of her plan. Growing up, her family didn’t have a lot of money, so being financially stable was her first priority. The problem is, now that she’s 35, she feels […]
Forget the Canadian dream — Ramit Sethi says you don’t need a home to build wealth and live richly. Here are 3 tips to help Canadians thrive financially
Building wealth in Canada comes with unique challenges, but financial expert Ramit Sethi wants Canadians to rethink some of the most common money myths. On the popular Prof G Podcast with Scott Galloway, Sethi shared insights that can help Canadians reshape how they save, spend, and invest. Here are three key takeaways. Don’t Miss Want […]
Getting wed at the ‘wrong’ time can cost you — and that’s why many young Americans vow to get their lives in order before taking a trip to the altar
Once upon a time, most Americans got married in their early 20s, right after they finished school or got a job. Now most are closer to 30 or even older before they exchange I do’s. That’s because for the majority of Millennials and Gen Z couples, the “right time” to marry is after they’ve got […]
This couple says they’re $12M in debt after walking away from 6-figure jobs to buy 12 Airbnbs — but claim the risky move gave them financial freedom
This article adheres to strict editorial standards. Some or all links may be monetized. To most people, being $12 million in debt sounds like an absolute nightmare. But for Michael Elefante and his wife, it’s the price of financial freedom. In a recent X post (1), Elefante told his story. He and his wife walked […]