This new app turns your coffee runs and grocery bills into real home savings
A new fintech platform has come online, allowing Canadians to save for housing by converting their daily purchases into contributions toward rent deposits and down payments. Toronto-based startup Quarters announced the launch of its “Home Savings Rewards” program last week, which it says is the first of its kind in Canada. Unlike traditional loyalty platforms […]
If you want to help your kids bypass probate when you die, here are 5 assets to avoid putting in a living trust
This article adheres to strict editorial standards. Some or all links may be monetized. If you will, allow us to present the hypothetical case of Pete Moneywise, a married, 78-year-old father of three who wants to get his financial affairs in order before his passing. Though he exists only in the confines of this article, […]
Focus on these 3 ‘magic numbers’ to become a millionaire in Canada — how do you stack up?
This article adheres to strict editorial standards. Some or all links may be monetized. We adhere to strict standards of editorial integrity to help you make decisions with confidence. Some or all links contained within this article are paid links. There’s simply so much wealth-building advice out there that it’s easy to feel a little […]
Online spending is expected to slow this holiday season as consumers tighten their belts — how to save more if you aim to spend less this year
The holiday season is always a time when people spend big, but that may not be the case this year. In fact, a survey from PwC found that consumers expect to spend 5% less this year than last year, with the projected average coming in at $1,552. (1) Online spending is one area where people […]
This Florida hotspot has the country’s least affordable housing — with residents paying more than 36% of income on home costs. Are you being squeezed?
If you live in a city, you may have wondered just how expensive it really is to live in the place you call home. One rule of thumb is to spend no more than 30% of your gross income on housing. However, hitting that ratio has become increasingly difficult for Americans as housing costs climb. […]
Home prices under $500K? These 10 Alberta towns still offer it — and one town has an average home price of $270K!
Anyone who’s spent time in Alberta knows the province marches to the beat of its own drum. Thinking about making the move to Wild Rose Country? You’re in the right place. From the jaw-dropping Rocky Mountains to the endless boreal forests, and even the pancake-flat prairies (don’t knock it till you’ve caught one of those […]
Minnesota farmers are on brink of disaster as China hits back with US soybean boycott — can South America really ‘feed all their needs’ forever?
On his 2,200-acre farm near Brownton, Minnesota, Ryan Mackenthun — whose great-great-grandfather founded the farm in 1887 — says the weather couldn’t be better. Clear October skies and stronger-than-usual yields have made for an ideal soybean harvest. But while the outlook on his fields is bright, the same can’t be said for the broader economy. […]
Canadian travellers uncover hidden tricks to slash flight costs — and finally stop paying full price for airfare
Canadians love travelling, and we have a healthy obsession with trying to save money every time we take flight. Over the years I’ve read some pretty outlandish claims out there about the best way to go about doing that. Some sources insist that booking exactly 59 days before departure is the most cost-effective approach, while […]
Alberta woman says her recent vacation cost her $100K after a sudden medical emergency. Here’s how travel insurance can protect you from unforeseen costs
Insurance is one of those purchases that can feel like a necessary evil. After all, you’re paying money to cover you in case a rare incident happens. But for Alberta native Dione Amundson, her travel insurance may end up saving her around tens of thousands in medical bills. Amundson and her son traveled to Japan […]
‘Don’t marry this person’ Ramsey shows hosts tell pregnant Wisconsin mom who wants her partner to stop bailing out his irresponsible parents
We’ve all heard hundreds of stories of grown children with failure-to-launch syndrome who are still being supported by their parents. But it’s not unheard of for the reverse to be true — and grown kids who support their parents face unique financial and emotional challenges. Amy from Wisconsin recently called The Ramsey Show to ask […]