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Category: Moneywise

I’ve handed in my retirement notice and now the reality is hitting me. How can I prepare for the rest of my life, especially financially?

A record number of Americans hit retirement age this year — and are marking the occasion by handing in their retirement notices. But for many, their financial future is uncertain. In fact an estimated 4.1 million Americans will be retiring every year from now through 2027. It’s a phenomenon Jason Fichtner, executive director of Alliance […]

I have $12K in my checking account and was told by my bank that’s too much — how you can use that cash stash to build wealth and secure your finances

This article adheres to strict editorial standards. Some or all links may be monetized. You’ve been stashing some extra cash in your checking account, but you now have about $12,000 saved up. You want that cash to be easily accessible for groceries, bills, and unexpected expenses. But a representative from your bank tells you that […]

Supreme Court blocks SNAP for 42 million Americans at 9PM Friday, extending benefits collapse – here’s what happens now

Millions of Americans woke up Saturday morning unsure if they can afford groceries this month after the Supreme Court paused food stamp payments in a late-night Friday ruling that’s created chaos across the nation. The whiplash decision came just hours after states had rushed to load November benefits onto EBT cards, leaving some recipients with […]

My wife and I were managing fine on our $79K income — until we had a baby. Now we’re $20K in debt and feel like we’re drowning. What can we do?

With the average cost of having a baby in the U.S. at an eye-watering $18,865 across the country (1), it can be easy for new parents to slip into debt. Adding the medical bills to costs like new furniture, baby clothes, diapers and all the other supplies needed can strain any budget. Imagine the case […]

Our toddler’s child care costs us more than our mortgage — how can we budget to cover these high monthly expenses?

Geneve and Paul are wondering how anyone can afford to send their kids to day care. It’s a question families across America have asked themselves, as costs for child care continue to climb. Although they earn about $120,000 a year combined, by the time they pay all the bills every month, there’s nothing left for […]

Mike Rowe says ‘this is a huge story’ about the US job market — and it’s not even being covered. Take advantage of the supertrend now

Mike Rowe, host of Dirty Jobs and CEO of the nonprofit Mike Rowe Works Foundation, has been advocating for trade school over college for nearly 17 years. Now, it seems the shift is genuinely underway. For the third year in a row, enrollment at public two-year vocational colleges jumped sharply, rising 11.7% in 2025, according […]

Trump flaunts Oval Office’s 24-karat accents as gold hits record highs — is it time to start investing in this inflation-fighting asset?

President Trump took to Truth Social on September 28 to reveal a video of new decorations he has installed in the Oval Office, including 24 karat gold accents. As Newsweek notes, this decor is more in line with his properties Trump Tower and Mar-a-Lago, and less in keeping with the history of 1600 Pennsylvania Avenue. […]

I lost my job the day after buying a new car — I’ve now returned it, but the dealership refuses to give me my down payment back. Can they do that?

If you’ve kicked the tires at a dealership lately, you’ll know that inflation and tariffs are driving up the cost of new and used vehicles — and the size of car loans. Experian reports that the average loan for a new car in early 2025 was $41,720 at 6.73% interest — adding up to $745/month […]

Local residents keep finding leftover gold from California Gold Rush — 1 man even bought home, says you can find $15K some days. How to cash in

This article adheres to strict editorial standards. Some or all links may be monetized. It’s been more than 170 years since California’s Gold Rush — but locals are once again finding gold dust, flakes and even nuggets glittering in the state’s rivers. Must Read Thanks to Jeff Bezos, you can now become a landlord for […]

Illinois man’s wife wants to keep $75K in a safe at home for her own comfort — but Ramsey Show hosts say her ‘scarcity mindset’ only creates more risk

While some people like to keep cash on hand for emergencies, how much is too much? Bill from Illinois called into The Ramsey Show out of concern for his wife, 64, who wants to keep $75,000 in cash at home in a safe, which would make her feel “comfortable.” (1) Must Read Thanks to Jeff […]

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