15% of Canadians over 65 still working as ‘retirement plans fall apart’
We adhere to strict standards of editorial integrity to help you make decisions with confidence. Some or all links contained within this article are paid links. When picturing the traditional idea of retirement, you may think of a lucky person blowing out the candles on a cake, getting a gold watch as a parting gift […]
Texas man wants to withhold half of his secret nest egg from his partner, make her rebuild the rest — Dave Ramsey doesn’t hold back on his ‘dumb idea’
When Spencer from Texas wrote into The Ramsey Show [1], he revealed a plan that raised eyebrows. He’d built up an emergency fund and several months’ worth of expenses on his own, and he wasn’t sure whether to share that nest egg fully with his fiancée. Spencer’s idea was to split the money, put half […]
Nearly half of Americans ‘aren’t ready to retire’, study reveals — here’s why making a plan for income in retirement is crucial for your golden years
This article adheres to strict editorial standards. Some or all links may be monetized. Without a well-defined plan for spending in retirement, Americans could be facing unexpected and unnecessary stress. An Allianz Life Insurance study reveals that only 44% of Americans have a retirement income plan. Must Read Thanks to Jeff Bezos, you can now […]
Trump’s Chinese cooking oil threat erased $450B from the S&P 500 in minutes, market watcher says — how to manage when politics greases your portfolio
Markets took a late-day gut punch on Oct. 14 after President Donald Trump took to Truth Social and threatened to terminate business with China “having to do with cooking oil” among other “elements of trade” in response to China slashing imports of U.S. soybeans in recent months. (1) The social media post sent ripples across […]
Home prices under $500K? These 10 Alberta towns still offer it — and one town has an average home price of $270K!
Anyone who’s spent time in Alberta knows the province marches to the beat of its own drum. Thinking about making the move to Wild Rose Country? You’re in the right place. From the jaw-dropping Rocky Mountains to the endless boreal forests, and even the pancake-flat prairies (don’t knock it till you’ve caught one of those […]
“Free” iPhone 17? Why that bank promo might cost you more than you think
Free iPhone 17 just for opening a bank account? Sounds like a no-brainer, right? Canadian banks and fintechs continually roll out flashy promotions to lure in new customers — offering everything from Apple gear to cold hard cash. While these perks are tempting, the fine print can turn that “free” iPhone into a surprisingly expensive […]
Man flabbergasts Dave Ramsey when he admits he’s ‘secretly worth millions of dollars’ — and he’s kept his ‘spender’ wife of 5 years in the dark about their true financial situation
When Damon from San Jose, California, called into The Ramsey Show, he didn’t ask how to get out of debt — he asked whether he should tell his wife they’re secretly worth millions. His question of whether he should ever disclose his secret to his wife caught listeners, and hosts Dave Ramsey and Ken Coleman, […]
Here’s the number of Canadians who reach $1 million by retirement — and 3 steps to help you get there. Are you close?
These days, most people are under the impression that the only way they can afford to retire is doing so as a millionaire. More specifically, many Canadians believe retiring comfortably requires seven figures. According to a 2025 BMO survey, the average Canadian says they’ll need about $1.54 million to retire (1). However, very few Canadians […]
I’m one of the record number of Americans turning 65 this year. I love my job and want to keep working — but what should I do about Social Security?
As of last year, the U.S. is in the time frame dubbed “peak 65,” during which, thanks to the postwar baby boom, the greatest number of Americans in the history of the nation will be hitting the traditional retirement age over a four-year period (1). With this greying population comes a number of concerns — […]
I retired at 60 and have been living off my Social Security and pension without even touching my $700K nest egg — but do I need a strategy for RMDs?
This article adheres to strict editorial standards. Some or all links may be monetized. Alice recently retired after spending 30 years teaching English Literature at a world-renowned university. She’s made responsible choices with her money and has paid off her house while building a nest egg worth $700,000. Much of this money is in a […]